VPI is now Nationwide Pet

[ToffeeTouchstone]

I went to finally buy Toffee VPI insurance only to discover that it’s now run by Nationwide and looks to be a whole lot more expensive: http://www.petinsurance.com/

Has anyone bought Nationwide Pet insurance for their buns since the switch? How does the coverage and service compare to VPI?

[Nishi]

I was wondering about this too. Last night I decided the $120 was well worth it after seeing some posts here, and I was surprised they switched over. For the full coverage it would start at around $60 per month?! Does anyone have this?

[jerseygirl]

Oh what a shame! Wasn’t it only $12/month before?

[RabbitPam]

Maybe I am grandfathered in, but I had VPI when it was bought out (last year I think) and it remained $12/month. That is for one bunny. You can pay $120 for the whole year, but I prefer monthly.

[BinkyBunny]

I may be grandfathered in as well, as the rate stayed the same even though it changed to Nationwide. They paid the claims in the same amount of time as well. They changed hands a few months ago at least and I was worried about submitting a claim when Aria had to go to the vet for an emergency, but they paid in a timely manner. However, I did feel like I got a little less than I normally would have – but that may have changed before they changed hands as I haven’t had to make a claim in a while. My neighbor seems to get a much better payback percentage with her pet insurance — but it’s for her dog, so I don’t know if there is a difference with that. I will be checking other options out soon.

[Brambino]

I have American Express and think it’s great value for money £7/month. I’m in the UK but you guys must have it in the US!

[Vienna Blue in France]

Errr, hello you yankie doodles over there but WHAT on EARTH does “Grandfathered In” mean?! LOL – And where does it come from?

[Nishi]

Vienna- haha, I have no idea where it comes from, but it just means they were allowed to keep the old rates because they were enrolled in the service before the change took place.

RabbitPam, BB- well, it’s nice that they allowed you to keep the old rates. I was going to call, but I decided insurance wasn’t right for me right now– I mainly wanted it to cover possible costs of filing teeth down. (I noticed my bun seems to have ruined his teeth from cage biting ><) But this would be a pre-existing condition.

Does anyone have Pet Assure? It’s an instant 25% off any service and covers everything and very cheap. It seems great with the caveat that your vet must be participating in the program. I can’t find any local vets that both participate in the program and are rabbit specialists.

[Bam]

I think it means you go by the old set of rules/ pay the old price if you already have a deal with a company when it rises it’s prices. Netflix raised their price but we who were “old” customers still got to pay the same old, lower price for 2 years more.
It isn’t called anything with grandfather here. I have no idea what it’s called. I’ve only encountered it with Netflix.
I’m sorry about the rise in the price of the insurance. Are there any other options?

[jerseygirl]

Gosh darn it! And I was going to tell VB “grandfathered in” is the feeling you get when lost at Mt Rushmore. Oh wait. That’s founding fathers.
VB, it’s known as the Grandfather Clause. https://en.wikipedia.org/wiki/Grandfather_clause

Nishi, I think Pet Assure covers pre-existing conditions also. Goodluck in your search for a vet! Have you looked at CareCredit also?

Brambino, thanks for the heads up about American Express. So good to see some more companies covering rabbits. Is this just for UK rabbit owners though?

[Vienna Blue in France]

Thanks Jersey – interesting – it may well apply to me if I now (following Brexit!) return to the UK and leave any gained rights I have in France and then in the future wish to return to France I may well be a newbie…. But I’m putting anything on hold for 20 years until they decide what to do !!

I’d have enough time to travel back from Coral Bay to Sydney via the north this time!!

[Author]

Messages